 Get Your Credit Report
Get your own credit report and credit score online now,
or check the credit status of any UK business or person. To see your credit report now
just enter your details online. Our corporate credit information services provide access
to the largest credit reference information database in the UK.
With credit data on over five million UK businesses, and
44 million UK consumers, no credit reporting service offers more coverage.
My Credit Report - click to see
your credit report
Click here for Check My Credit Report -
to check your own credit file
Business Credit Reports
Click here for Corporate
Credit Reports - commercial credit checks on UK business or consumer
My Credit Report
Consumers can now view their own credit reference files online, correct any
errors or omissions, and ensure that all the data contained on your records is up-to-date
and accurate. To get your credit report you need to have a valid credit card and provide
your full name and address details.
- See the same credit report which the credit
agency provides when you are credit checked
- Lets you correct any errors and make sure
your file is not out of date
- The opportunity to add your own statement to
explain any aspect that may need clarification or context
Business Credit Reports
For business credit managers we offer access to reliable and accurate credit reports on
sole traders, partnerships, and Limited companies.
World-Wide Credit Reports
For over a decade our partner credit agency services have been market leaders in providing
company information and credit reports. Overseas business can be high risk but with
reports on any company in over 180 countries we are the source of company information for
businesses wherever you trade. With our network of expert agents actually working within
the country of your enquiry you can expect delivery of your credit report faster than
other services. The credit report will be researched and investigated specifically to meet
your enquiry and ensure the most up-to-date overview and financial information available.
The research agents have detailed knowledge of the most reliable company information
sources in their country. Your interest in the subject company is not disclosed and not
even the appointed agents in the country need to know your identity.
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Get Your Credit Report
Get your credit report now
and you can instantly check all the information compiled about you on your credit files.
Click here
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Credit File Monitoring
Monitoring your credit report can alert you to suspicious activity on your credit file and
signs of identity theft
Click here >> |
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For Business
Business credit rating reports to confirm the credit worthiness of your key domestic
credit exposure clients and suppliers
Click here >> |
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Credit
Report
We have over two decades of experience of credit report
services and along with our partner website Credit Report we provide access to both
commercial corporate and consumer credit reports. We work with market leading company and
consumer credit report provides.
I've never taken
credit, does this make me a good credit risk?
If you’ve never accepted credit agreements or loans, you may think that you'll
automatically get a good credit score. You may also imagine that you would naturally
qualify for the lowest interest rates and competitive deals. Lenders should be falling
over themselves in order to have you as a customer. You may think that someone who has
absolutely no history of debt would be a highly attractive proposition to lenders.
However, the opposite is often the case. The lenders often prefer to deal with people that
have had credit in the past and have some track record. They will obtain a credit report
on you and expect to see some credit history and repayment records. If your credit report
has none, they may be wary. The lenders like to see a history of making repayments on time
and in full, but if you’ve never had a credit arrangement then they have no real way
to know how you’ll make payments in the future. On this basis they may even reject
your application for credit. In this position you may need to start by applying for small,
low risk amounts of credit for which you will be deemed an acceptable risk even without
any credit history on your credit report. After building up a credit history, your credit
report will show that you have had credit, and if you have repaid consistently and never
missed any payment, your credit report will appear more positive to lenders in the future.
What about the credit blacklist?
There is no credit blacklist. The idea that there is a single source which lists people
that have had credit problems or who are considered to be not credit worthy, is a fallacy.
The credit score on your credit report doesn’t take account of your address or your
race or ethnic origin, religion or gender. The factors on your credit report that will
influence your credit standing include your repayment history and how much you already
owe. |
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